A person handing barista a card for payment

Credit Cards

Open yourself up to a whole new world of rewards with our new and TRU-ly simple Blue Classic Mastercard credit card. 

As your credit union, we are able to offer you everyday low rates, which are based on your credit score, but the highest APR you will ever be charged is 18.00%.  It's just one of the many reasons to belong to a credit union!
Image of TruStar's Mastercard Credit Card.



  • No Annual Fee
  • APR* as low as 13.00%
  • Cash Advances
  • 24/7 Fraud Monitoring
  • Rewards Program
  • Card Controls with MyCardRules
  • Terms & Conditions (pdf 289.02 KB)
Gold Star over Blue - Mobile Banking IconPlus you can view your transactions, activity, payments, due dates and account details easily by logging into your TruStar mobile app or online account.  It is Tru-ly that simple!
During our regular business hours of Monday-Friday 8:30 a.m. to 5:00 p.m., please call us to report your card lost or stolen at 800-887-0220.

For after hours or on weekends, call our Hot Card Center at 888-297-3416 to immediately report your card lost or stolen.
We love our members, that is why we offer our rewards to all cardholders!  You can earn 1% cash back; or select from a variety of travel, gift card, or merchandise options. 

Learn more and manage your rewards by logging into your TruStar account and selecting the TruRewards icon from the main menu.
MyCardRules is an easy-to-use mobile app that lets you put all kinds of different controls on your Blue Classic Mastercard credit card.  Whether you want to stop certain types of transactions, limit spending on specific transactions or simple get notified about card activity, MyCardRules give you the certainty and security you need.

Get the MyCardRules app from the App Store or Google Play today.  















*APR=Annual Percentage Rate.  APR is based on the Wall Street Journal Prime Rate ("Prime") plus a margin and will vary with Prime.  Rates are subject to change at any time without notice.  The maximum APR is 18%.   Subject to credit approval.  Some restrictions may apply.  New or existing TruStar Federal Credit Union membership is required.  Rates effective September 11, 2023.